Bank-verified collections for African SMEs

Get paid on WhatsApp. Confirmed instantly.

Share an account number, your customer transfers, and the payment confirms itself — the moment it lands. No waiting, no fake screenshots.

  • No fake screenshots
  • Bank-verified
  • Settles to your account
A

Ada's Fabrics

online

Hi! Paying for order #1042 now.
10:24

Transfer exactly

₦25,000.00

0123 456 789

GTBank · Tuago / Ada's Fabrics

10:24

Payment confirmed

from Adaeze Obi · GTBank — verified by Tuago

₦2.4B+Confirmed for merchants
8,000+Businesses collecting
12sAvg confirmation
100%Uptime
How it works

Get paid in three steps

No POS, no card terminal. Just the bank transfers your customers already make.

01

Share your account

Send a customer your Tuago account number on WhatsApp — or a payment link with the amount already set.

02

Customer transfers

They pay by bank transfer from any app, like they already do. No new app, no card needed.

03

Confirmed instantly

The moment the money lands, the payment confirms itself — verified by the bank, not a screenshot.

Payer proof

The end of the fake screenshot

Every payment carries the real payer's name, bank and account — pulled from the transfer itself and verified by the bank. You never chase a doctored screenshot again.

Charge detailSuccessful
₦45,000.00
Payer
Adaeze Obi
Bank
GTBank
Account
•••• 4821
Verified by
Tuago · NIBSS
Payment links

Get paid without sharing your account number

Create a link with the amount and description set, then drop it in any chat. One tap to copy, a QR to share, and a clean hosted page does the rest.

Payment link₦25,000.00

Order #1042 — Ada's Fabrics

pay.tuago.africa/ada-1042
QR ready to share
Settlements

Money in your bank, on your schedule

Collections settle to your own account in clean batches — gross, fees and net laid out, with the bank reference for every payout.

GTBank •••• 0091Processing
Gross
₦1,284,500
Fees
−₦9,633
Net payout₦1,274,867.00
For developers

Collections as drop-in infrastructure

Create a charge, point a webhook at your backend, and ship. A clean REST API, TEST and LIVE keys, and verifiable signed events.

Read the API docs
POST /v1/charges
# Create a charge
curl https://api.tuago.africa/v1/charges \
  -H "Authorization: Bearer sk_test_…" \
  -d amount=2500000 \
  -d currency=NGN \
  -d reference=order_1042

# → webhook to your server when it lands
{
  "event": "charge.success",
  "data": {
    "reference": "order_1042",
    "amount": 2500000,
    "status": "success",
    "payer": { "name": "Adaeze Obi" }
  }
}
Pricing

Simple pricing, no surprises

One clear rate per transaction. No setup fees, no monthly minimum.

Starter

1.5%per transaction
  • BVN onboarding
  • Bank transfer collections
  • Payment links
  • Test + live keys
Start collecting
Most popular

Registered

1.4%per transaction · capped
  • Everything in Starter
  • Corporate account (CAC + TIN)
  • Higher limits
  • Team roles + webhooks
Upgrade your business

Start getting paid on WhatsApp today

Set up in minutes. Collect your first bank transfer and watch it confirm itself.